Generated from prompt:
Exam Training – Ethiek in Vastgoedkunde (45 min). Slides over tentamenstructuur, ethiek, NVM Erecode, Wwft, toezichtinstanties (AFM, DNB, FIU, Kifid), beroepsrollen (makelaar, notaris, corporatie, bank, adviseur), en casussen. Inclusief uitgebreide docenten-notities zoals in de aangeleverde structuur.
This 45-min presentation covers exam structure (MCQs on basics, open questions on cases), ethics in real estate, NVM Code of Honor, Wwft anti-money laundering rules, oversight bodies (AFM, DNB, FIU, K
The slide serves as the title for an exam training session on ethics in real estate studies, titled "Exam Training: Ethiek in Vastgoedkunde." It includes a subtitle welcoming participants to the 45-minute preparation for the exam.
Welkom bij de training voor het tentamen. Duur: 45 minuten.
The agenda slide outlines key topics for a session on real estate ethics and regulations, starting with an overview of the exam structure, including setup, questions, and preparation tips. It continues with discussions on ethics and the NVM code of honor, anti-money laundering laws (Wwft) and supervisory bodies like AFM, DNB, and FIU, professional roles of brokers, notaries, housing corporations, and banks, and ends with case studies featuring ethical dilemmas and group discussions.
Overzicht van examenopzet, vragen en voorbereidingstips.
Grondslagen ethiek in vastgoed en erecode verplichtingen.
Wet witwassen financiën en rollen AFM, DNB, FIU.
Verantwoordelijkheden makelaar, notaris, corporatie en bank.
Praktijkvoorbeelden ethische dilemmas met groepsdiscussie. Source: Exam Training – Ethiek in Vastgoedkunde
The exam structure features 20 multiple-choice questions testing basic ethical knowledge, followed by open-ended questions applying ethics to real estate case studies, with a total duration of 90 minutes including reflection time. Assessment weighs 60% on knowledge and 40% on ethical reasoning, prioritizing ethical aspects in professional roles.
Source: Exam Training – Ethiek in Vastgoedkunde
This section header slide introduces "Ethiek in Vastgoedkunde" as the first topic in the presentation. It highlights the core ethical principles in the real estate sector, emphasizing the importance of integrity and responsibility.
01
Inleiding tot ethische principes in de vastgoedsector. Belang van integriteit en verantwoordelijkheid.
The NVM Erecode slide outlines key principles for real estate professionals, emphasizing honesty through transparency in all property transactions, strict confidentiality of client data, and professional duty to provide impartial advice while avoiding conflicts of interest. It also covers practical applications, such as disclosing defects and keeping quotes confidential, along with sanctions like fines or suspension for violations.
Source: NVM Guidelines
The Wwft aims to prevent money laundering and terrorism financing through real estate transactions, requiring extensive client due diligence for such deals and mandatory reporting of unusual transactions to the FIU. In the real estate sector, it emphasizes risk management for brokers and notaries, with compliance being essential for ethical practice.
The slide outlines key Dutch supervisory authorities in the financial sector, with the left column focusing on AFM, which monitors market conduct including real estate advisors and brokers to prevent unfair practices, and DNB, which ensures financial stability by overseeing solvency of banks and corporations in real estate financing to avoid systemic risks. The right column covers FIU, which handles reports of unusual transactions to combat money laundering under the Wwft—crucial for real estate professionals—and Kifid, which resolves disputes between consumers and financial service providers like brokers for fair complaint handling.
| AFM en DNB | FIU en Kifid |
|---|---|
| AFM houdt toezicht op marktgedrag in de financiële sector, inclusief vastgoedadviseurs en makelaars, om oneerlijke praktijken te voorkomen. DNB richt zich op financiële stabiliteit, bewaakt solvabiliteit van banken en corporaties in vastgoedfinanciering en voorkomt systeemrisico's. | FIU beheert meldingen van ongebruikelijke transacties ter bestrijding van witwassen, cruciaal voor vastgoedprofessionals onder Wwft. Kifid behandelt geschillen tussen consumenten en financiële dienstverleners, zoals makelaars, voor eerlijke afhandeling van klachten in de sector. |
Source: Exam Training – Ethiek in Vastgoedkunde
The slide outlines key professional roles in the real estate sector, including the makelaar (broker) who facilitates transactions with ethics focused on transparency and advocacy; the notaris (notary) who handles legal aspects emphasizing independence and confidentiality; the corporatie (housing corporation) managing properties with priorities on accessibility and sustainability; the bank providing financing through risk assessment and fair terms; and the adviseur (advisor) offering consultations based on objective advice and balanced interests. It highlights the ethical principles central to each role's responsibilities.
The slide, titled "Casussen en Voorbeelden" and formatted as a quote, features a statement from the NVM (Dutch Association of Real Estate Agents) emphasizing that ethics forms the backbone of the real estate profession. It highlights how moral choices underpin trust and integrity, particularly in cases involving conflicts of interest and compliance.
> Ethiek is de ruggengraat van ons vak. In de vastgoedsector vormen morele keuzes de basis voor vertrouwen en integriteit, zoals benadrukt in casussen rond belangenverstrengeling en compliance.
— NVM - Nederlandse Vereniging van Makelaars (beroepsvereniging voor vastgoedprofessionals)
Source: Exam Training – Ethiek in Vastgoedkunde
The conclusion slide, titled "Samenvatting en Tips," summarizes the core principles of ethics by emphasizing the need to act with integrity and responsibility. It invites viewers to reach out with questions for discussion and wishes them success on their exam.
Kernprincipes ethiek samengevat: Handel integer en verantwoordelijk.
Vragen? Neem contact op voor discussie. Succes met je tentamen!
Source: Exam Training – Ethiek in Vastgoedkunde
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